俄罗斯议员预测央行数字货币和区块链技术将取代传统银行
Summary:
俄罗斯一位立法者预测，央行数字货币（CBDC）和区块链技术将取代传统银行。引入数字卢布可能会导致银行的角色减弱，私人银行将被鼓励参与数字金融资产和数字卢布基础设施。俄罗斯银行已经为数字卢布使用设定了每日限额，当地银行对数字卢布可能产生的影响表示担忧。类似的担忧在其他国家也有出现，比如哥伦比亚。
According to Anatoly Aksakov, the head of Russia's parliamentary financial committee, the adoption of the digital ruble and blockchain technology is expected to overshadow traditional banks. Aksakov believes that the traditional banking system will gradually decline with the introduction of the digital ruble. Private banks may need to explore new roles, potentially participating in the infrastructure of digital financial assets and the digital ruble. Aksakov also revealed that the Bank of Russia has set a daily limit of 200,000 rubles for digital ruble usage, aiming to separate the banking system from money. As Russia progresses with its central bank digital currency (CBDC) rollout, local banks have raised concerns about the implications of the digital ruble. The Association of Russian Banks has recently requested clarification from the Bank of Russia regarding compensation for creditors and regulations concerning citizens opening digital ruble accounts. Deputy governor Olga Skorobogatova has suggested that banks will need to offer more attractive loyalty programs as a result of the adoption of the digital ruble. This shift towards CBDCs and blockchain technology has also raised concerns among banks in other countries, such as the central bank of Colombia recommending limitations on CBDC holdings and spending to maintain the relevance of commercial banks.
Published At
9/6/2023 8:21:54 AM
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